Michael Ray 
Mortgage Loan Officer
Vice President

NMLS ID: 415542

Office: 704-954-1204

Mobile: 704-724-9997

Email: mike.ray@bbandt.com


200 S College St Fl 1
Charlotte, NC 28202​

Apply Online

"As a BB&T Mortgage professional, I uphold the highest standards for delivering the perfect client experience. Whether it is your first time buying or building a home or if you are an experienced homebuyer, I am committed to finding the best loan and competitive rates that will match your mortgage goals."